Do insurance companies cover the costs of therapy? If so, what types of psychotherapy are covered? What does the process look like, do I have to pay myself and then get back the money or it is automatically taken over?
Yes, many insurance companies do cover therapy, but it depends on the type of plan you have. Most modern health insurance policies include mental health benefits, meaning they will cover part or all of the cost of therapy sessions. However, the coverage may vary some plans only cover a certain number of sessions per year, require pre-approval, or ask you to see therapists within their network. It’s always best to check directly with your insurance provider so you know exactly what services are included and what your out-of-pocket costs might be.
Hi @Sarah , thank you for your question.
What is covered by your health insurance depends on the type of health provider you have. In general, a wide range of therapies are covered by your statutory health insurance (depression, eating disorders, addictions etc...) Before you can get the costs covered, a doctor has to make a so called "Verdachtsdiagnose" or suspected diagnosis. Then you can get your therapy covered. Please make sure that your therapist are approved by the statutory health insurance (Kassenzulassung). Usually, the costs will be taken on automatically. But please double check this with your health insurance.
If you have further questions that you want to ask me, please see your Inbox. Best wishes Yara